Deed of Assignment vs C of O — what each one does
3 min read
The document that actually transfers ownership between buyer and seller.
Key points
- ✓ A Deed of Assignment is the legal instrument that transfers land from seller to buyer.
- ✓ The C of O proves the underlying right of occupancy; the Deed records the change of hands.
- ✓ A signed Deed should be stamped, registered, and backed by Governor's Consent to be perfected.
Two documents, two jobs
Think of the C of O as proof that a valid right of occupancy exists over the land. The Deed of Assignment is the document that moves that right from the current holder to you.
You typically need both: the seller's root title (C of O or equivalent) and a properly drafted Deed of Assignment in your favour.
Perfecting the deed
A Deed of Assignment only gives you full legal protection once it is stamped (stamp duty paid), registered at the Lands Registry, and backed by the Governor's Consent.
An unstamped, unregistered deed is weak evidence. Perfecting it is what makes your ownership stand up if the land is ever disputed.
Put this into practice
Verify documents, confirm ownership and catch double-sales on PlotSur — or hire a vetted lawyer or surveyor.